TITLE LOANS

Beep Beep! Your Car Equals Cash

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Select your state to see loans and amounts.

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KEEP YOUR CAR

Use your clear title to get a Title Loan with Speedy Cash and continue driving your car while you pay off your loan. 

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SPEEDY APPRAISAL

We’ll complete an appraisal of your vehicle as speedy as we can to determine your loan amount.

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DRIVE AWAY WITH CASH

Once approved for a Title Loan you will drive away with cash in hand ready to take on the rest of your day.

Title Loan Amounts & Availability

Title Loans from Speedy Cash are available in multiple states across the US. Loan availability and lending limits vary by state, so double check your state’s limits prior to applying.

Apply at Your Local Speedy Cash Store

Arizona

$100 - $25,000

Kansas

$1 - $25,000

Louisiana

$400- $800

Mississippi

$100 - $3,250

Missouri

$150 - $25,000

Nevada

$100 - $25,000

Oregon

$100 - $300

Texas

$50 - $25,000

What is a Title Loan?

A Title Loan allows you to use your car and title to secure a loan at Speedy Cash. Your car and title act as collateral for your loan, and because it’s a secured loan, Title Loans can often offer higher lending amounts than some of our other loan products.

Not only do we have Car Title Loans, but we also offer Motorcycle Title Loans, Truck Title Loans, Boat Title Loans, and RV Title Loans that work the same way. Bring your clear title to your nearest Speedy Cash to apply and, if approved, you can drive away with cash in hand! 

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How do Title Loans work?

1

Apply for a Title Loan

Visit a Speedy Cash near you to apply for a Title Loan. Bring your clear car title, your car, and any other necessary documents to submit your application.

2

Get an Appraisal

A member of our Speedy Cash team will complete an appraisal of your car to determine its value. This, along with your income, helps to determine your available loan amount.

3

Receive a Lending Decision

After applying for a Title Loan and appraisal of your car, a member of the Speedy Cash team will let you know how much you’re approved to borrow.

4

Review and Sign Your Loan Docs

Our friendly team will help you review your loan documents which you’ll then sign.

5

Receive Your Funds

Rest assured, after approval getting your funds from your Title Loan is Speedy quick. Oftentimes, as soon as the same day. Choose your loan amount and drive away with cash in hand.

6

Repay Your Loan

Payments are made over time, and once you’ve paid the loan in full your title will be returned to you.

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What Do I Need to Apply for Title Loan?

  • Valid Government Issued Photo ID
  • Vehicle in driving condition
  • Clear title or proof of 1st lien*
  • Proof of vehicle insurance
  • Proof of steady income source
  • Banking information


Some states may require additional information, like Arizona Express Title Loans. Call a nearby store to find out if more info is needed.


*Clear title required in Mississippi, Nevada, and Texas

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Title Loan Help Center

Want to learn more before applying for a Title Loan?

Our team is happy to answer any questions you have prior to applying for a Title Loan. You can also check out our robust help center for more information.

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© 2025 Speedy Cash. All Rights Reserved.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

Green Dot: Must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 18.

California: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

California: Compañía está autorizada por el Departamento de Protección e Innovación Financiera bajo la ley de Transacciones Depósito Diferidas de California, Cal. Fin. Código § 23000, et seq.

Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). If you are a California resident and wish to make a request under CCPA or CPRA, click on the “Do Not Sell or Share My Personal Information” button or link.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Oregon: Licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #0267-004-S.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

If you have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

Corporate office: Speedy Cash, 2312 E Trinity Mills Rd, Ste 100, Carrollton TX 75006